Snowshagal · INVESTMENT NOTE
NO.02 · SNOWSHAGAL RESEARCH
2026.09.02
KOREA · WGBI PHASE-IN WATCH

WGBI,
Three Tranches Left

South Korea's WGBI inclusion has completed 5 of 8 tranches · Foreign holdings of Korean Treasury Bonds have risen less than the expected path · Yet the maturity profile of incoming money is getting longer

THE POINT

WGBI inclusion is not a one-off event in which foreign money arrives all at once. It is a multi-month process in which global bond portfolios increase their allocation to Korean government bonds · So far, inflows have come more slowly than expected, and the next test is the flow through September, October and November.

PHASE-IN PROGRESS5 / 8Apr-Aug · 62.5%
HOLDINGS INCREASEKRW 29.8tnApr-Aug · own calculation from iM data
VS EXPECTED PATH≈63%official-inclusion window · iM original: 71%
AUG HOLDINGS INCREASEKRW 0.44tnslowed from KRW 14.12tn in May
01

Why WGBI matters

Korean government bonds are being absorbed into global bond portfolios

WGBI (World Government Bond Index), compiled by FTSE Russell, is one of the major benchmarks widely used in global bond markets · It consists of sovereign bonds from 26 countries, with an estimated USD 2.5 trillion in assets tracking the index · South Korea is the ninth-largest market among the included countries.1,4

The easiest analogy is equities · Just as a fund tracking the KOSPI 200 holds stocks according to index weights, global bond funds that track or benchmark against the WGBI adjust portfolios with the index's country and bond weights in mind.

KOREA ADDEDKorean government bonds receive a weight in the WGBI
INDEX IMPACTPassive funds follow the weight · Active funds time purchases based on yields, FX and prices
MARKET IMPACTPotential increase in foreign demand for KTBs · Especially across maturities eligible for index inclusion
Korea is being phased in over eight months

FTSE Russell is adding Korean government bonds through 8 equal monthly tranches from April through November 2026 · One-eighth of the full inclusion is reflected each month.1

APR1/8
MAY2/8
JUN3/8
JUL4/8
AUG5/8
SEP6/8
OCT7/8
NOV8/8
5/8 complete as of end-August · 3 tranches remain
02

Foreigners bought KRW 41tn. Why did holdings rise only KRW 33.4tn?

Net purchases and the actual increase in holdings are different

Foreign investors' cumulative net purchases of Korean Treasury Bonds from March through August reached KRW 41.0tn · But because KRW 7.6tn of existing bonds matured over the same period, iM Securities estimates the actual increase in holdings at KRW 33.4tn.2

BUYINGNet purchases KRW 41.0tnPurchases − sales
MATURITYRedemptions KRW 7.6tnExisting holdings that matured and rolled off
Net investment is closer to the amount of genuinely new holdings

If KRW 10tn of existing government bonds mature and the proceeds are used to buy KRW 10tn of new bonds, KRW 10tn of purchases is recorded but total holdings do not increase · That is why, when assessing the WGBI effect, the increase in holdings after subtracting redemptions is more useful than looking at net purchases alone.

June is the clearest example · Of KRW 12.84tn in net purchases, KRW 7.60tn overlapped with maturities, leaving an actual increase in holdings of only about KRW 5.2tn.2

However, the KRW 33.4tn figure starts from March · The original report labels the measurement window as Mar. 31-Aug. 31, but its monthly figures include the full month of March · Because March predates the official phase-in, this note uses KRW 29.8tn for April-August as its main reference · The difference between the two figures is addressed in the next section.2

03

Inflow momentum has clearly slowed

KRW 14.12tn in May → KRW 0.44tn in August

The increase in foreign KTB holdings peaked at KRW 14.12tn in May, then declined for three consecutive months: KRW 5.23tn in June → KRW 1.57tn in July → KRW 0.44tn in August.2

Estimated Monthly Increase in Foreign KTB Holdings (KRW tn)
Mar
3.66
Apr
8.39
May
14.12
Jun
5.23
Jul
1.57
Aug
0.44
iM Securities estimate · Increase in holdings after subtracting redemptions from net purchases · March predates the official inclusion period and may include front-running purchases ahead of the phase-in.2

In August, foreigners were net buyers on only 8 of 20 trading days · They had been net sellers of KRW 1.94tn through Aug. 28, before KRW 2.37tn of net purchases on Aug. 31 alone reversed the monthly figure · September will show whether this was primarily month-end rebalancing · A sustained recovery in buying did not materialize even as USD/KRW fell by 67.5 won during the month, meaning the won strengthened.2,6

Why did the flow slow from June? One possible explanation

A comparison with the Financial Supervisory Service's statistics for all listed bonds shows that in April-May, the increase in KTB holdings (KRW 22.5tn) exceeded net investment in the overall bond market (KRW 9.2tn) by a wide margin · In June-July, the two flows converged to KRW 6.8tn and KRW 6.9tn, respectively.

This may suggest that some reallocation within existing KRW bond portfolios occurred during the early phase-in period · However, the two datasets differ in coverage, methodology and timing, so the entire gap cannot be interpreted as rotation between bond categories · The fact that government bonds already accounted for 94.9% of foreign investors' listed-bond holdings at end-June also suggests that the room for further portfolio reallocation may be limited.2,5

63% and 71% — both figures matter

iM Securities estimates cumulative inflows over April-November at KRW 70-90tn, with a central estimate of about KRW 75tn · The total itself is in line with the government's "more than KRW 75tn" projection announced when inclusion was confirmed, but the time-path assumption that allocates that total in proportion to phase-in progress is iM's own framework.2,4

iM Securities' original report includes March, when front-running purchases ahead of the official inclusion may have occurred, and therefore assesses KRW 33.4tn as about 71% of its expected path · To align the calculation with the formal inclusion schedule, this note separately calculates only April-August, yielding KRW 29.8tn, or about 63%.2

The two figures differ because of their measurement windows. Neither is an inflow ratio guaranteed by WGBI.

04

Less came in, but it bought longer

Not the same picture as an exit from Korean government bonds

The slowdown is clear in total inflows, but the picture changes when holdings are viewed by maturity · From March through August, foreign investors reduced KTBs with less than one year remaining by KRW 15.36tn, while increasing holdings with one year or more remaining by KRW 48.77tn · Netting the decline against the increase yields KRW 33.4tn, on the same measurement basis as the previous section.2

FLOW

Total flow slows · Increase in holdings fell sharply after May
August · Holdings rose KRW 0.44tn
During the month · Net buying on 8 of 20 trading days

DURATION

Under 1 year · −KRW 15.36tn
1 year or more · +KRW 48.77tn
Average remaining maturity of new purchases · 9.7 years in July → 12.8 years in August
INTERPRETATION

This looks less like foreigners leaving Korean government bonds and more like a rotation out of short-dated KTBs and into the medium-to-long end of the curve.

Why maturity matters

When foreign buying shifts toward medium- and long-dated bonds, the same amount of inflow has a larger impact on supply-demand conditions at the long end · All else equal, this can absorb some upward pressure on 10-year and 30-year yields · The WGBI effect therefore needs to be assessed not only by "how much came in" but also by "which maturities were bought."

Long-term KTB yields are one component of the discount-rate environment for domestic assets, which is why this matters even for investors who do not own bonds.

05

The questions for the final three months

How much comes in · When it comes in · What it buys

iM Securities presents three scenarios for September-November · Under the base case, average monthly net purchases would be roughly KRW 5-7tn.2

iM Securities · September-November KTB Net-Purchase Scenarios
BULL
Additional KRW 25-30tnDemand recovers not only at month-end rebalancing but also during the month
BASE
Additional KRW 15-22tnInclusion-related demand continues, but at a more gradual pace than initially expected
BEAR
Additional KRW 8-12tnYield and price volatility continue to constrain foreign purchases
Net-purchase basis · This differs from the 'increase in holdings' used in earlier sections, which subtracts redemptions · These ranges are iM Securities' conditional scenarios, not official WGBI inflow commitments.2
01Actual increase in holdingsTrack the figure after subtracting redemptions, not net purchases alone
02Intra-month vs month-endCheck whether buying remains concentrated on the final trading day, as in August
03Remaining maturity of new purchasesSee whether the duration extension to 12.8 years continues
0410Y · 30Y KTBsAs of Aug. 31: 10Y 4.31% · 30Y 4.53% · Check whether foreign demand at the medium-to-long end actually cushions upward pressure on yields6
FSS August Foreign Securities Investment TrendsCheck foreign net investment across the listed-bond market in August · Compare whether the direction matches iM's KTB estimate5
6th trancheWatch month-end rebalancing and whether intra-month buying recovers1
7th trancheTrack foreign duration changes just before the phase-in ends1
8th tranche · Phase-in completeAfterward, regular rebalancing, reinvestment of redemptions and changes in market value matter more than the incremental demand created by the phase-in itself1,2
06

What changes after November?

The inclusion boost fades · Ordinary bond-market supply and demand matter again

November is not the point when foreign demand disappears · More precisely, it is when the incremental demand associated with the eight-month phase-in comes to an end · Regular rebalancing by WGBI-tracking funds, reinvestment of redemptions and demand driven by changes in Korea's index weight will continue afterward.1,2

At the same time, KTB supply in 2027 remains large · Under the budget proposal, gross issuance is KRW 222.8tn and net issuance is KRW 96.3tn · Net issuance is lower than the previous year, but higher refinancing issuance means the gross supply burden does not fall by much.3

PHASE-IN DEMAND

The incremental purchase effect from the April-November phase-in ends

INDEX DEMAND

Demand from WGBI-tracking and benchmarked assets remains

KTB SUPPLY

2027 gross issuance KRW 222.8tn · Net issuance KRW 96.3tn3

NEXT VARIABLE

December maturity-by-maturity KTB issuance plan · Especially the long-end share · Ministry of Finance and Economy

WHAT MATTERS

The question after November is not whether foreign demand falls to zero, but how stably Korean government bonds remain embedded in global portfolios once the phase-in is complete.

The WGBI effect has not been absent.
The money came in more slowly than expected, and the money that did arrive moved into longer-dated government bonds.

For the final three tranches, the key is not simply the amount, but whether month-end buying repeats · whether duration continues to extend · whether that demand actually helps contain medium- and long-term yields.

This note is intended to review foreign demand and holdings in the Korean Treasury Bond market during the WGBI phase-in · It does not predict the direction of any specific asset or constitute a trading recommendation · Market data are as of Aug. 31, 2026 · KRW 33.4tn and the September-November scenarios are iM Securities estimates, while KRW 29.8tn is a separate calculation for April-August using those figures.
Quick glossary
WGBIFTSE Russell's World Government Bond Index · A major global bond benchmark composed of sovereign bonds from leading markets
trancheOne installment when an inclusion is divided into several stages · Korea is being added in 8 equal tranches from April through November 2026
PassiveAn investment approach that seeks to track the index composition as closely as possible
ActiveAn approach that uses an index as a benchmark but adjusts actual holdings based on views on yields, FX and prices
RebalancingThe process of readjusting holdings and weights when the index composition changes
Net purchasesPurchase amount minus sale amount
Net investmentNet purchases minus redemptions · Useful for assessing the actual increase in holdings
Remaining maturityThe time left until a bond matures
Sources (6)
1. FTSE Russell · Reminder: Upcoming Inclusion of South Korea in FTSE World Government Bond Index · 2026.01.16 · 8 equal monthly tranches from Apr-Nov 2026 · Korea's projected weight about 2.05% upon completion.
2. iM Securities · Kim Myung-sil · WGBI Midpoint Review: Demand Below Expectations and the Remaining 3M · 2026.09.01 · 4p · Monthly foreign KTB net purchases, redemptions and increases in holdings; purchases by maturity; Sep-Nov scenarios.
3. iM Securities · Kim Myung-sil · 2027 Budget Proposal: The Relief of KRW 96tn, the Reality of KRW 223tn · 2026.09.01 · 5p · 2027 KTB gross issuance KRW 222.8tn · Net issuance KRW 96.3tn · Long-end issuance-share scenarios.
4. Republic of Korea Policy Briefing · Korea Joins the World's Largest Bond Index (WGBI) · 26-country composition · About USD 2.5tn in tracking assets estimated · Korea is the ninth-largest market among included countries · Government projected inflows of more than KRW 75tn.
5. Financial Supervisory Service · Foreign Investors' Securities Investment Trends, monthly (settlement basis · all listed bonds) · 2026.05 and March, April, June and July editions · Mar −KRW 10.92tn · Apr KRW 0.44tn · May KRW 8.79tn · Jun KRW 4.48tn · Jul KRW 2.39tn · At end-June, government bonds accounted for KRW 317.7tn of KRW 334.8tn in foreign listed-bond holdings (94.9%) · August data expected around Sep. 10.
6. Market data · Korea Economic Daily Data Center, KTB closing yields on 2026.08.31 (3Y 3.84% · 10Y 4.31% · 30Y 4.53%) · USD/KRW 1,368.6 (−67.5 won vs end-July), based on Eugene Investment & Securities FICC Update, 2026.09.01.